Travel Insurance / Overseas Medi-claim policy is a basic requirement when one travels abroad, either its for business,sight-seeing,shopping or pleasure. It is a single policy which covers all unforeseen risks – medical & non-medical when one is in a strange place.
- Single Trip
- Multi Trip
- Student Medical
- Senior Citizen
- Pay per day basis
- Coverage of Medical Expenses
It takes care of your medical expenses due to accident and sickness while traveling so that you can concentrate on better things like enjoying the holiday.
- Checked Baggage Loss
Compensation for the loss of checked in baggage.
- Baggage delay
Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.
- Loss of Passport
Compensation for expenses incurred in obtaining a duplicate or new passport.
- Personal Liability
Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
In an unfortunate event of your common carrier in which you are traveling; being hijacked, it will pay a distress allowance to you.
- In-hospital Indemnity
Travel Guard pays a Daily benefit for each day you are an inpatient in a hospital due to injury or sickness.
- Trip Delay
Reimbursement of additional expenses occurred due to trip delay.
- Automatic-extension of the policy
It allows you to extend your policy upto a period of 7 days from the policy expiry date.
- Personal Accident
It gives you worldwide coverage against Accidental Death and Dismemberment while you’re abroad anywhere in the world.
- Sickness Dental Relief
The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.
The Assistance Services include Medical Assistance and Non Medical Assistance:
Non Medical Assistance includes:
- Pre-departure services
- Embassy referral services
- Claims procedures Information services
- Lost Luggage or Lost Passport
- General Assistance
- Pre-Departure Services
- Emergency Travel Agency
- Emergency Cash Transfers and Advances
- Legal Assistance
- Medical Assistance includes:
- Medical services provider referral
- Arrangement of Hospital admissions
- Monitoring of Medical Condition during Hospitalization
- Medical Assistance
- Medical Evacuation